Adv. Sarika Khude's Blog

A couple reach a peaceful settlement for divorce Helping a couple reach a peaceful settlement for divorce—especially if you're one of the partners—requires both emotional sensitivity and legal clarity. Here’s a balanced and respectful approach to handling this kind of situation: Step-by-Step Guide for Divorce Settlement Between Husband and Wife 1. Calm & Honest Communication • Choose the right time to talk—when both are calm, and emotions are stable. • speck honestly with respect. • Focus on mutual well-being, not blame. 2. Agree on the Type of Divorce • Mutual Consent Divorce is the easiest and least stressful way. ◦ a respectful and honest way to express a feeling that also emphasizes mutual agreement: " I know that whatever decision we make should be something we both feel good about, so I’d really like us to explore it together and only move forward if we both truly agree." ◦ No long legal battle. • Contested Divorce happens when one party disagrees...

  H ow to register your mortgage with a national bank like HDFC in India.    Here's the general process:   1. Loan Sanction and Documentation Approval: First, HDFC will approve your home loan based on your application and verification. Documentation: T umh i a va s yaka k a gadapatr e s a dara kar ane. (property papers, KYC documents, income proof, etc.).   2. Drafting the Mortgage Deed Mortgage Type: Typically, HDFC uses an equitable mortgage (deposit of title deeds). Preparation: A Mortgage Deed ( J y a l a Title Deeds ṭh e v i c a m e m o ramḍama kinv a MODT d e kh i la mhaṇat a ta) is drafted. It will detail the property being mortgaged and the loan amount.   3. Stamp Duty Payment Stamp Duty: Before registration, you must pay stamp duty applicable on the mortgage deed. 𑇐 Varies by state (e.g., in Maharashtra, it's 0.2% of the loan amount; in Karnataka, 0.1%–0.3%). Paid via e-stam...